Summer time travel is upon us. Traveling can lead to increased exposure of your information. Be wary of updating software on hotel wireless internet connections. Pop-ups warning hotel guests of a needed software update in order to connect to the internet have infected numerous hotel guests with malware. Unknowing guests assume the pop-up is legitimate and end up downloading viruses.
Ordering delivery to your hotel room? Be cautious of the take-out flyer you found on your hotel door. Fraudsters are now posing as restaurants who ask you to prepay for your food order over the phone. Your food never gets delivered and now the fraudster has your credit card info. Be cautious of this as you never know where that phone number is actually going. Ask the hotel for restaurant recommendations to avoid this trick.
Keep the number of cards and information you carry with you limited. If you normally carry five credit cards limit yourself to one or two. If you don’t need your Passport for the trip, don’t bring it with you. Travel with the least amount of personal information as possible, the less you have to lose the less you have to replace should an issue arise.
Enjoy your summer travel with these easy tips to help better protect your information.
Today, people live out their entire lives online. Studies have reinforced time and time again that if you are online, your chances of identity fraud skyrockets. A report from Pew Research Center states that 18% of online adults have had important information stolen. In addition, 21% of online adults have had an email or social networking account compromised.
To protect your information online, be sure to avoid providing personal information online and never on an unsecured wireless network. Only provide information to reputable companies and try to avoid clicking on links from your email. If you aren’t already, protect yourself with InfoArmor!
Source: Forbes, “Nearly a fifth of Americans Suffer Data Breach – Many risk ID theft.” April 14, 2014.
A recent report called “The Fraudsters’ Playbook” detailed the most common ways that thieves recommend stealing an identity. Be aware of these common schemes so you do not fall for them:
- Fake Wi-Fi networks – thieves create deceptive Wi-Fi networks that closely mirror the real public network name to get you to install malware on your computer, which can track passwords and give them access to email and bank accounts. When using public networks, do not login to sensitive accounts such as banking sites or email accounts.
- Door-to-Door Census workers – fake census workers show up at your doorstep asking for name, address, date of birth, email or even more sensitive information and use it to steal your personal information. Be skeptical of anyone asking for your personal information and require proper credentials before giving information to anyone.
- Social Media Sites – thieves scrape social media sites in order to find personal information online that can be used to answer security questions for banking sites or other online accounts. Keep security settings as high as you can to limit the amount of information you share online.
If you have questions about identity theft protection or you think your information has been impacted, please contact InfoArmor.
*Source: Jumio, The Fraudsters’ Playbook
A recent survey estimated that last year identity theft affected over 13.1 million Americans. That would equate to a new victim of fraud every two seconds. This is the second highest number of estimated victims in one year and can be attributed to a spike in the number of existing card fraud cases. The estimated fraud amount increased to over $18 billion in damages last year.
You can rest assured that we are monitoring your identity and proactively watching for misuse. If we detect suspicious activity, you will be the first to know. Additionally we will provide full-service identity restoration to help fix your identity in the event that you do suffer from fraud. If you think you are a victim or have questions about your service, please call us at the number listed below.
*Source: Javelin Strategy & Research, 2014 Identity Fraud Report. February 2014.
Identity theft is a constantly evolving industry. Years ago, identity theft damages were limited to credit card fraud for unauthorized purchases. As banks and financial institutions adapted and put stronger preventative measures in place, thieves began using stolen Social Security number to open new lines of credit.
Today identity fraudsters find value in personal information. Even seemingly harmless information such as your pet’s name or an email can be valuable to a thief because it can be used to find more information through social media sites, online searches, or even more advanced techniques. Hackers are now using social engineering and phishing schemes to trick the user into divulging information onto a seemingly legitimate site that is actually run by fraudsters. Thieves steal personal information to sell on the black market for pennies or dollars for full information profiles.
Because of this evolution of the crime, it is important to safeguard personal information to prevent exposure. Consumers must also be cautious to make sure that they only provide personal information when completely necessary and only to trusted companies. Learn more about InfoArmor’s solution at www.infoarmor.com.
Follow these tips to protect yourself online:
- Hover Before you Click – BEFORE clicking on a link, hover over the link to examine the URL that appears at the bottom of your browser. If the site is not the place you are intending to visit, do not click on this link. If you are browsing from your tablet or iPad, touch and hold the link to pull up a window with the true URL to check before tapping the link.
- Password Management- Use a unique and complex password for each site you create a login for. Your passwords are the only thing standing between your banking information, social media sites, email accounts, etc. and hackers. Use a combination on upper and lowercase letters, numbers, and symbols that cannot be found in the dictionary. Make passwords at least eight characters long.
- Website Warnings – When given an option, do not let websites store your credit card information for future purchases. The fewer opportunities for exposure, the better. Only enter personal information on sites that begin with “https” meaning that they have been certified as secure sites with an encrypted connection. Do not use public, unsecured WiFi to perform financial or personal transactions as your credentials can be easily compromised.
If you are worried about your online safety, you should consider an identity monitoring company that will also monitor your information on the dark internet or places where thieves go to buy and sell personal information. InfoArmor’s solution includes “Internet Surveillance” to do just that. Learn more at http://www.infoarmor.com.