As with many important values you instill in your children, it is important to start them young. Teach your children from a young age about the importance of information protection and vigilance to protect against identity theft.
- Stranger Danger – tell your children to never disclose personal information such as date of birth, mother’s maiden name, pets’ names, and other common security questions to strangers.
- Don’t Over Share – When it comes to online behavior like social media, chats, and emailing, be sure to monitor your children so that they are not sharing too much information or communicating with people they do not know.
- Take a Time Out – Be skeptical when it comes to opening emails and clicking on links from unknown senders. If your child has an email, take time to have them look for suspicious flags that something could be wrong with the email such as misspellings, links whose hover text does not match up with the actual link listed, or promises that seem too good to be true.
- Lead by Example – Set a good example for your children by being cautious yourself. Don’t forget to check your online accounts for suspicious activity and review your credit reports periodically.
If you think your identity has been compromised, please contact us.
When people fall victim to identity theft they often wonder how it happened to them. The most common ways that thieves get your information include:
- Stealing mail from your mailbox or trash from your garbage cans with sensitive information inside
- Emails or “phishing scams” that go to a fake website and records your passwords, usernames, credit card information, Social Security number or other personally identifiable information
- Hardware on credit card scanners called “skimmers” that collect and record your card information and PIN to create duplicates
- Malicious software on your computer, spyware, viruses, or hacking activity that records and transmits data from your computer
- Emails or phone calls requesting help for a relative via wired money or promises of a large inheritance if you reveal your banking information
By knowing common points of exposure you can better protect yourself from fraud.
President Obama’s Affordable Care Act goes into effect on October 1. The government exchange will go live with their new health care exchange at www.healthcare.gov. There is already much concern and confusion surrounding health care reform, so educate yourself on your own state’s regulations so that fraudsters cannot take advantage of you.
Because 17 states have opted out of the federal program, they will implement their own websites leaving the door wide open for thieves to set up look-alike sites with similar URLs. Do not be fooled into divulging personal information to thieves.
Before providing any personal information, whether financial or medical related, be sure to educate yourself on your own state’s participation in the Affordable Care Act. To find out if you should use the exchange and which website to use for your state, go to: https://www.healthcare.gov/marketplace/individual/.
The last thing a military family needs to worry about is identity fraud. Unfortunately, deployed military personnel can be an appealing target for identity thieves because it is more likely that the fraud will go undetected. If you are active military, follow these tips to prevent ID theft while deployed:
- Continue to be diligent about checking financial records and accounts for fraud
- Pull your free annual credit report once every four months (alternating credit bureaus each time) from www.annualcreditreport.com as this is the only free website for retrieving a credit report
- If you will be out of the country, place an Active Duty Alert on your credit report through one of the credit bureaus
If you have any concerns regarding your identity, contact us for help.
Scottsdale, Arizona, August 11, 2013 – InfoArmor, Inc. is pleased to announce the acquisition of Aggra, Inc. Operating under the trade name PwnedList (pronounced “owned list”), Aggra is now a wholly owned, fully consolidated subsidiary of InfoArmor. The cash and stock transaction is expected to be accretive to InfoArmor’s 2014 earnings per share.
Aggra, co-founded in 2011 by Stephen Thomas and Alen Puzic, has rapidly grown into a leading harvester of information from corporate data leaks. Aggra owns and manages a database of over 110 million breached credentials, and has assisted many large corporations in mitigating the risk of compromised email addresses and passwords. “We are excited about the accelerated growth potential that the InfoArmor distribution platform brings to our credentials monitoring service,” said Stephen Thomas, who will continue managing the day-to-day operations of the new subsidiary.
InfoArmor, which provides industry leading B2B identity monitoring services to nearly a half million subscribers, will benefit from the business development and technology expertise of Thomas and Puzic. “InfoArmor could not be more pleased to welcome Stephen, Alen, and the PwnedList team. We believe their powerful, proprietary database will further differentiate and improve our flagship PrivacyArmor service while fueling growth in our employee benefits and wholesale business segments,” said John Schreiber, InfoArmor President & CFO.
About InfoArmor: InfoArmor is a leader in offering identity protection and privacy management solutions to businesses. By focusing on employee benefits, InfoArmor provides a turn-key, value-adding benefit with easy employer administration. Rather than solely focusing on credit fraud, InfoArmor uses industrial strength technologies to enable consumers and businesses alike to monitor and identify a broad range of fraudulent activity. For more information, visit http://www.infoarmor.com.
About PwnedList: Since 2011, PwnedList has been monitoring dozens of hacker forums, hundreds of hackers, thousands of data leaks, and hundreds of thousands of postings to identify and collect tens of millions of stolen credentials a year. PwnedList relies on a team of security professionals with decades of experience working in the hacker community. PwnedList was one of the first companies to find one of the largest data leaks, Gamigo, with over 8 million credentials.
Amy Thomas, Director of Marketing
7001 N. Scottsdale Road, #2020, Scottsdale, AZ 85253
(480) 302-6705 direct | (480) 278-7069 fax
Whether you are traveling for business or pleasure, make sure you’re aware of opportunities where a thief can steal your personal information. Here are some tips from the Identity Theft Resource Center, a leading non-profit in the identity theft education space, to help you prevent Identity Fraud before you hit the road:
- Go through your wallet, purse and/or briefcase and remove your Social Security card, check book, deposit slips, birth certificate, credit card receipts, bills, extra credit cards, library card, or any unnecessary cards and put them in a locked safe at your home.
- Leave your debit card at home. Make credit cards, not ATM cards, your card of choice so that if you do become a victim of ID fraud it won’t affect your savings account.
- Place mail on “postal hold” with the Post Office if you are away for an extended amount of time. Confirm that mail can only be picked up by you and that identification must be shown at time of pickup.
- Stop delivery of newspapers, water coolers and any other items that may pile up outside of your house, signaling an easy target.
- Make copies of your itinerary, passport data page, and driver’s license to leave with a trusted designated emergency contact.
Source: Identity Theft Resource Center Fact Sheet #122
More than ever, people are turning online for dating and socializing.
If you are looking to meet someone in the virtual realm, be sure to take these precautions to prevent yourself from falling for a fraudster:
- If it seems too good to be true, it probably is. Thieves create fake profiles with similar interests to yours. If it seems eerily similar to your own, be suspicious.
- Never give out sensitive information like your hometown, year of birth, banking information, work details, or Social Security number. Thieves often target employed, affluent, and trusting individuals to monetarily gain from fraud.
- Be wary of someone asking for funds — sometimes a fake sweetheart will request for money to travel to visit you or even a sick relative.
- Be sure to leave something to be desired when it comes to online profiles, less is more and be sure to leave out personally identifiable information.
- Do the legwork to make sure that the person you are speaking with is indeed who they say they are. Be suspicious, and don’t be blinded by love.
If you have any questions or concerns, please contact us at (800) 789-2720.